When we evaluate a loan we look at a couple of indicators:

First of all the client needs to have all of the required documentation. See our article about what documentation is needed.

If the client pays us back through his employer, the chances of getting the loan is almost 100 %. If he pays us through a standing order then things get a bit more complicated. We will then look at the income level.

• If his monthly income is lower that the loan requested, we will not approve;
• If he has other loans at other institutions and deduction of these loans brings his monthly income below the requested loan amount, we will not approve;
• If he takes out all of his money from his bank account, the same day or second day, we will not approve;
• If his employer is not in good standing with us we will not approve.